The Bybit Card Rewards Program is designed to recognize and incentivize user loyalty. By utilizing the Bybit Card or Bybit Pay for your transactions, you accumulate Rewards Points. These points are a versatile asset, redeemable for bonuses, fee savings, exclusive merchandise, or even direct cashback. All spending through both payment methods is aggregated into a single total, simplifying your rewards tracking. Your accumulated points are displayed on a dedicated dashboard, giving you a clear view of your earnings from all eligible transactions.
How to Earn Rewards Points
Earning points is straightforward. Your point multiplier and monthly earning cap are determined by either your total monthly transaction volume or your account's VIP level. This system ensures that both high-volume traders and loyal users are rewarded appropriately for their activity.
After a transaction is completed, the points earned enter a pending status for three days. Following this period, they become available Rewards Points ready for redemption in the Rewards Market. For utmost convenience, you can enable the Auto Cashback feature to have your rewards converted and deposited automatically without any manual intervention.
Tier and VIP Level Breakdown
The rewards structure is tiered, offering greater benefits as you ascend. The following table outlines the point multipliers, cashback rates, and monthly caps for different user levels:
| Tier | VIP Level | Point Multiplier / Cashback Rate | Monthly Point Cap | Equivalent Monthly Cashback Cap (USD) | Minimum Monthly Spending for Non-VIP (USD) |
|---|---|---|---|---|---|
| Tier 1 (Base) | - | 10 / 2.00% | 2,500 | 5 | - |
| Tier 2 (Beta) | VIP 1 & 2 | 10 / 2.00% | 25,000 | 50 | 500 |
| Tier 3 (Alpha) | VIP 3 | 20 / 4.00% | 75,000 | 150 | 3,500 |
| Tier 4 (Apex) | VIP 4 & PRO 1 | 30 / 6.00% | 125,000 | 250 | 9,500 |
| Tier 5 (Omega) | VIP 5 & PRO 2 | 40 / 8.00% | 200,000 | 400 | 12,500 |
| Tier 6 (Infinite) | Supreme VIP, PRO 3, PRO 4 & PRO 5 | 50 / 10.00% | 300,000 | 600 | 25,000 |
Key Notes:
- VIP users enjoy benefits directly tied to their VIP level without needing to meet monthly spending thresholds for their default tier.
- The rewards points for a transaction are calculated as:
(Transaction Amount / Currency Point Equivalent) * Multiplier. - Cashback in USDT is calculated by multiplying your accumulated points by 0.002.
- Ensure the Auto Cashback feature is activated to receive cashback automatically into your Funding Account.
Understanding Tier Promotion Mechanics
Your journey in the rewards program starts with a default tier assignment. Non-VIP users begin at Tier 1 (Base), while VIP users start at a tier commensurate with their VIP level. The system is dynamic, allowing for progression and adjustment based on your activity.
- For Non-VIP Users: You can unlock a higher tier by meeting the monthly spending threshold. This unlocked tier remains valid until the end of the following calendar month. If the spending threshold is not met subsequently, your tier will be downgraded.
- For VIP Users: Your tier will not fall below the default level associated with your VIP status, regardless of spending. You can also unlock higher tiers through spending, which remain valid until the end of the next month. Your tier adjusts immediately if your VIP level changes.
Practical Tier Promotion Examples
Scenario A: Non-VIP Progression
A non-VIP user starts at Tier 1 on April 1. After a confirmed transaction of $2,000 USD on April 3, they are upgraded to Tier 2 on April 4. This new tier is effective from April 4 until May 31.
Scenario B: VIP with Spending Boost
A VIP 3 user starts at Tier 3 (4% cashback). If they spend $25,000 on June 15, they unlock Tier 6 (10% cashback) effective until July 31. Even if they lose their VIP status on June 15, they retain the unlocked Tier 6 benefits until July 31.
Scenario C: Monthly Reset
A non-VIP and a VIP 4 user both unlock Tier 6 on May 15 by spending $25,000. They enjoy 10% cashback until June 30. On July 1, the spending resets:
- The non-VIP user reverts to Tier 1.
- The VIP 4 user reverts to their default Tier 4.
Exclusive Merchant Point Rebates
The program extends beyond general spending with exclusive rebates from partnered merchants. Users from Tier 2 and above are eligible for these special offers on subscriptions purchased directly from the official websites using Bybit Card or Bybit Pay.
Eligible merchants include:
- TradingView (monthly subscriptions)
- ChatGPT
- Netflix
- Spotify
- Amazon Prime
These additional rebates are credited in the form of Rewards Points on the last day of each calendar month and are subject to the maximum monthly cashback cap for your tier.
Merchant Rebate Example
A Tier 2 (Beta) user has a monthly point cap of 25,000 points.
- Transaction 1 (Spotify): Spends €11.99 → Earns 5,995 points (11.99 * 500). Remaining points: 19,005.
- Transaction 2 (Amazon Prime): Spends €29.90 → Earns 14,950 points. Total points: 20,945. Remaining points: 4,055.
- Transaction 3 (Netflix): Spends €15.99 → Would earn 7,995 points, but only 4,055 are awarded due to the cap. The cap is now reached.
- Transaction 4 (Retail): Spends €500 → Earns 0 points as the monthly cap has been exhausted.
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Frequently Asked Questions
How are my Rewards Points calculated?
Your points are based on your transaction amount, converted into its point equivalent, and then multiplied by the multiplier assigned to your current tier. The formula is: (Transaction Amount / Currency Point Equivalent) * Multiplier.
What is the difference between a VIP and a non-VIP user in this program?
VIP users are assigned a default tier based on their VIP level and cannot fall below it, regardless of spending. They also enjoy tier benefits without meeting monthly spending thresholds. Non-VIP users start at Tier 1 and must meet spending thresholds to unlock higher tiers, which can be downgraded if thresholds are not met.
When will I receive my merchant rebate points?
Rebates for eligible merchant subscriptions are processed and credited to your account in the form of Rewards Points on the last day of every calendar month.
Why did I not receive points for a transaction?
The most common reasons are: the transaction is still in its 3-day pending period; you have reached your monthly points cap; or the transaction was with a merchant that does not qualify for the rewards program.
Can I use my points immediately after a transaction?
No, points enter a pending status for 3 days after a transaction is completed. After this period, they become available for redemption.
Is there a way to automatically convert points to cashback?
Yes, you can enable the Auto Cashback feature in your account settings. This will automatically convert your accumulated points into USDT and deposit them into your Funding Account.